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PRICING

You only pay when we save you money.

Free to start. No minimums. No hidden fees. We take a small percentage of what we save you — less if you're a Priority member. If we don't save you anything, you pay nothing.

OUR FEE

17.5%

of your verified cash savings.

That's it. No other charges. Perks and upgrades we win you are free — we only charge on money back in your pocket.

Mumm Priority members pay 14% — and go to the front of the line.

TWO WAYS TO RUN IT

Free is the whole product. Priority makes it cheaper and first.

No feature gates, ever. Membership changes exactly two things: our cut drops, and your negotiations go to the front of the line.

Mumm

$0free to start, forever

17.5%of verified savings — only when a deal settles

  • Everything Mumm does — no feature gates
  • Unlimited negotiations, every category
  • Perks and upgrades we win you are free
  • Pay nothing if we save you nothing
Start free
Front of the line

Mumm Priority

$199per year · annual only

14%of verified savings — keep more of every deal

  • Front of the line — we start on your negotiations first
  • Success fee drops from 17.5% to 14%
  • One serious negotiation typically covers the year
  • Cancel anytime; membership runs to the end of your term
Join Priority

Priority never slows anyone down — members are placed at the front of the queue; the free tier runs exactly as it always has.

EXAMPLES

What you'd actually pay.

  • HOSPITAL BILL

    $6,200$2,100

    You save $3,383

    Original bill$6,200
    You'd have paid$6,200
    Mumm settles for$2,100
    Savings$4,100
    Mumm fee (17.5%)$717
    You pay$2,817
    You pay $2,817 · You save $3,383

  • HOTEL STAY

    $1,800$1,260

    You save $446 + $520 in extras

    Listed rate$1,800
    Negotiated rate$1,260
    Plus added perks:
    Suite upgrade· $400 valueDaily breakfast· $120 valueLate checkout· included
    Savings$540
    Plus value$520
    Mumm fee (17.5% × savings)$94
    You pay$1,354
    You pay $1,354 · You save $446 + $520 in extras

  • NEW CAR PURCHASE

    $51,800$40,400

    You save $9,405

    MSRP$48,500
    Out-the-door (initial)$51,800
    Mumm-negotiated:
    Sale price$42,200
    Add-ons removed−$1,800
    Lower financing rate−$2,400 over loan
    Original total$51,800
    Negotiated total$40,400
    Savings$11,400
    Mumm fee (17.5%)$1,995
    You pay$42,395
    You pay $42,395 · You save $9,405

WHY MUMM

Other options vs. Mumm.

  • Time spent

    DIY
    5–20 hours
    Legacy services
    2–4 hours
    Mumm
    ~5 minutes

  • Cost

    DIY
    Free (your time)
    Legacy services
    $99–500/mo or 30–40%
    Mumm
    17.5% of savings (14% with Priority)

  • Categories

    DIY
    Limited to what you know
    Legacy services
    Usually 1 (medical or insurance)
    Mumm
    All categories

  • Outcome

    DIY
    Variable
    Legacy services
    Variable
    Mumm
    Verified, transparent

  • Transparency

    DIY
    N/A
    Legacy services
    Often opaque
    Mumm
    Full transcripts + dashboards

WHAT'S INCLUDED

No surprises.

Included

  • Unlimited submissions — submit as many as you want
  • Multi-channel intake — web, SMS, email, voice
  • All categories — medical, travel, auto, contractors, anything
  • Direct outreach to merchants on your behalf
  • Document review and analysis
  • Settlement payment processing through Mumm
  • Real-time updates on your dashboard
  • Full call recordings and email transcripts
  • No-cost cancellation any time before you approve a deal

You'll never pay for

  • No required subscription — Priority is optional; the free tier is the whole product
  • No setup fees
  • No monthly minimums
  • No charge if we can't reach a deal
  • No charge for declined deals (you decide)
  • No fee on the original/listed price — only on what we save
  • No long-term contracts
  • No surprise add-ons

DETAILS

The honest details.

Try it. There's no risk.

Free to start. We don't get paid unless you do.

Get Started Free